> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://developer.americanexpress.ferndocs.com/open-banking/consumer-data-right/overview/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://developer.americanexpress.ferndocs.com/_mcp/server.

# Australia Consumer Data Right (CDR) Product Reference Data

Under the Australian Consumer Data Right (CDR), American Express® provides access to Product Reference Data (PRD) for its Australian products that are publicly available for acquisition.

The Consumer Data Right API provides Product Reference Data, which is public, non-customer specific information about financial products. It does not contain any information relating to an identifiable individual, account, or business.
This data includes key product attributes such as:

* Features

* Fees

* Interest rates

* Eligibility criteria

Public & Product Base URI: [https://apigw.americanexpress.com/cdr/unauth](https://apigw.americanexpress.com/cdr/unauth)
CDR standard prefix: /cds-au/v1
Format: \{Public & Product Base URI} + \{CDR standard prefix} + \{endpoint path from API Reference}
Example: [https://apigw.americanexpress.com/cdr/unauth/cds-au/v1/banking/products](https://apigw.americanexpress.com/cdr/unauth/cds-au/v1/banking/products)

## Highlights

#### Get Products

Returns a list of products that are publicly available for acquisition, including summary product information and unique product identifiers.

#### Get Product Detail

Returns detailed Product Reference Data for a specific product, including the full set of attributes defined by the Consumer Data Standards (e.g., features, fees, rates, and eligibility).

#### Get Status

Returns the current availability status of the American Express CDR implementation, including information on any in-flight outages and expected resolution (if known).

#### Get Outages

Returns details of planned outages for the American Express CDR implementation to provide advance notice of expected service unavailability.

> **Note**
>
> Please contact us with any questions. [Contact support](https://developer.americanexpress.com/support)

> Provides APIs for accessing Australian American Express product reference data, with planned future support for Consumer Data Right (CDR) customer data sharing with accredited CDR data recipients.