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Australia Consumer Data Right (CDR) Product Reference Data

Provides APIs for accessing Australian American Express product reference data, with planned future support for Consumer Data Right (CDR) customer data sharing with accredited CDR data recipients.

Under the Australian Consumer Data Right (CDR), American Express® provides access to Product Reference Data (PRD) for its Australian products that are publicly available for acquisition.

The Consumer Data Right API provides Product Reference Data, which is public, non-customer specific information about financial products. It does not contain any information relating to an identifiable individual, account, or business. This data includes key product attributes such as:

  • Features

  • Fees

  • Interest rates

  • Eligibility criteria

Public & Product Base URI: https://apigw.americanexpress.com/cdr/unauth CDR standard prefix: /cds-au/v1 Format: {Public & Product Base URI} + {CDR standard prefix} + {endpoint path from API Reference} Example: https://apigw.americanexpress.com/cdr/unauth/cds-au/v1/banking/products

Highlights

Get Products

Returns a list of products that are publicly available for acquisition, including summary product information and unique product identifiers.

Get Product Detail

Returns detailed Product Reference Data for a specific product, including the full set of attributes defined by the Consumer Data Standards (e.g., features, fees, rates, and eligibility).

Get Status

Returns the current availability status of the American Express CDR implementation, including information on any in-flight outages and expected resolution (if known).

Get Outages

Returns details of planned outages for the American Express CDR implementation to provide advance notice of expected service unavailability.

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