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Guide

Summary

Enhanced AuthorizationTM is a free solution from American Express that better identifies who is on the other end of transactions in real-time. Merchants who use Enhanced Authorization typically see increased approval rates, reduced false positives, and fraud reduction of up to 60%, while maintaining a seamless Customer experience.

Enhanced Authorization enables Merchants to share additional transaction data with American Express, such as email address, IP address, shipping information, phone numbers, and more. American Express uses its best-in-class machine learning models to link together thousands of factors including Customer spending patterns, Merchant profiles and real-time transaction data to significantly improve our ability to assess risk and distinguish between a legitimate Customer and a fraudster.

For additional overview information including a video, please click here.