Using Tokens

To use tokens in transaction authorization requests, settlements, and disputes; provide the relevant token details instead of the PAN details based on the guidelines listed below:

Before Tokenization After Tokenization PAN (15-digit) CoFT Token (15-digit) PAN Expiry (MM/YY) Token Expiry (MM/YY) CID (four-digit code) DCSC (four-digit code)

Please note that all Partners are required to comply with the American Express Global Credit Authorization Guidelines (GCAG/GFSG) for authorizations, submissions, and disputes. For more information about GCAG, please contact your American Express relationship manager or visit our Merchants Portal.